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What is car insurance?
A comprehensive car insurance policy, also known as motor package insurance, saves you money when your car is damaged in an accident or natural calamity. It also covers your vehicle against theft and burglary. At times, you may end up hurting others or damaging property in an accident. A car insurance policy covers such third party liabilities as well.
If you own a car in India, having third party car insurance is a must for you. That’s why it’s crucial to buy and renew your policy on time to stay on the right side of the law and be covered against car damages. At an affordable premium, our reliable car insurance policy protects you against all these risks so that you can drive worry-free. Apart from comprehensive car insurance, third-party only and own-damage only car insurance policies are also available. You can choose the policy type as per your needs.
Click here to Buy Vehicle Insurance Now!Why Car Insurance?
To Protect Your Car
To Get Personal Accident Insurance
For all 3rd party Liability
Compensates the Losses
What are the different types of car insurance policies in India?
Comprehensive Car Insurance
The most complete coverage offered to car owners is comprehensive auto insurance. In addition to providing protection against third-party liability, the policy also covers vehicle damage from theft, fire, natural disasters, and accidents. It also includes personal accidental coverage, towing fees, and hospitalization expenses for both the driver and the passengers.
Private car package policy
Personal accident insurance is frequently offered as an add-on to auto insurance. This rider provides protection to the driver, if they are employed, or to the owner. If the accident results in the policyholder losing his or her arms or legs permanently, the policyholder may be eligible to receive a 100% claim, subject to the amount guaranteed.
Third party car insurance
Protection against harm to a third party caused by an insured vehicle is provided by third-party insurance. It includes coverage for death, property damage, auto damage, and bodily injuries. Not included. If: Drunk driving was the cause of the accident, third-party insurance will not pay out.
Why should I have a Car Insurance?
We treat our customers like VIPs, know how…
Cashless Repairs
Go with 1000s of cashless repairing centers across India and be worry free for any costs.
Doorstep Pickup & Repair
Comes with a door-to-door pick and drop services in case of accident or breakdown for your vehicle.
Smartphone-enabled Self Inspection
Share the damage vehicle details, pictures from the spot and get faster claims.
Super-Fast claims
90% comes with cashless facilities but in case its not cashless in your vicinity then it comes with a quick 7-days claim process.
24*7 Support
Excellent customer service available 24 hours and 7 days a week.
Customize your Vehicle IDV
Choose your Premium on your own basis on the IDV you want to select for your vehicle.
Key Benefits
Low Premiums
No Claim Bonuses
Theft Covers
Damage/Loss Covers
Personal Accident Cover
Doorstep Pick-Up & Drops
Compeletely Paperless
Instant Settlements
Add-Ons with normal Car Insurance
Zero Depreciation Cover
Bumper-to-bumper or nil depreciation cover are other names for zero depreciation coverage. When a policyholder has zero depreciation coverage, their comprehensive auto insurance will pay the full amount and they won't be required to pay the depreciation value of the replaced or damaged parts.
Roadside Assistance Cover
An add-on benefit of a comprehensive auto insurance coverage is roadside assistance, which helps you if your car breaks down in the middle of the road and leaves you stranded.
Engine Protection Cover
An accessory that shields you from the financial danger related to the car's engine is an engine protective cover. These threats include physical damage to the gearbox, pistons, connecting rods, hydrostatic lock, leaks in lubricating oil, and water intrusion. It is not covered by the policy's basic coverage.
Passengers Cover
Financial protection for passengers riding in the insured's vehicle is known as passenger cover in auto insurance. While having personal accident insurance is required for the car's owner-driver, it is not required for passengers.
Key Replacement Cover
An optional feature called Key Replacement Cover pays for the cost of replacing the insured vehicle's key in the event that it is misplaced, broken, or stolen. In the event that the vehicle lock is broken, the lost key add-on also covers the expense of fixing the lock set.
Tyre Protection Cover
A tyre protection policy is an add-on to auto insurance that covers the expense of replacing or repairing tires. In addition to labor costs spent during tire repair or replacement, this add-on cover offers insurance coverage for unintentional loss, damage, or cuts to the tires.
How to File a Car Insurance?
Upate to Insurance Company
You need to go to the Service center and get your vehicle repaired. Just reach to Customer care and inform them.
Share the Details of the Damages
Share the damages and reports with Cost estimations as well the Repairing Bills to insurance company.
Get the Reimbursements for Damages
Settle your Claims instantly via Cashless policy or in your Bank account or via Cheques after claim bills submissions.
How to Choose the Right Car Insurance?
History
One of the important metric to check the lender loan history, about the process and documentations they need to approve and disburse the loan for your vehicle.
Claim Settlement Ratio
Check the past claim ratio of the company on all the claims registered and then select the best one out of this.
Service History
Do check the servicing history, their repairing centers, customer support and other details before finalizing the vendor.
Claim Process
Claim process plays and imprtant role here as this is crucial and help you to understand in details abou the process to settle the cliams.
Customer Feedback
Go and do some research about the lender which you selected about their customer handling, customer feedback, rating & reviews for a better clarity about the respective lender and choose wisely.
Customer Support
Customer support is something which you need at the end after being their customer and the same you can access before taking a loan by talking to their customer support, their way of customer handling, easiness etc.
Steps to Renew Your Car Insurance Policy Online
Connect Insurance
Connect your Insurance Company Online or via Call and inform about Renewals
Share the Details of past Insurance
Share the Cliam details if any to the Insurance Company, check the IDV & Premiums
Pay the Premium & Get Policy
Pay the Premium as per current IDV and get your Car Insurance Policy instantly.
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